Questions About Hargreaves

What do you think of this short list of British inventions?

British scientists and inventors The first programmable computer British was invented in Manchester university, This computer still works and is actually faster than the PC/laptop you are now using.1948 The first computer with a stored programme and memory- nicknamed 'baby'- was developed at Manchester University,UK Anemometer - Robert Hooke British inventor Disc Brakes - Frederick William Lanchester British inventor Cordite - Sir James Dewar, Sir Frederick Abel Electromagnet - William Sturgeon, British Scientist Fax Machine - Alexander Bain British Inventor Holography - Dennis Gábor British Inventor Optical Computer Bristol University UK Sept 2009 Internal Combustion Engine - Samuel Brown, British Engineer and Inventor Geostationary satellite feasibility was another British first, A C Clarke who died recently Jet Engine British (Whittle) Radio (Underlying Principles) - James Clerk Maxwell Very famous British scientist Thermos - Sir James Dewar, British inventor Evolution

Who would you pick for the England team?

Who will u pick 4 England? Goalkeepers(3): Paul Robinson-Ben Foster-Chris Kirkland Defenders(7): John Terry-Rio Ferdinand-Gary Neville-Wayne Bridge-Ashley Cole-Jamie Carragher-Glen Johnson Midfielders(9): Steven Gerrard-Owen Hargreaves-Joe Cole-Frank Lampard-Aaron Lennon-Gareth Barry-Kevin Nolan-Lee Cattermole-Darren Ambrose Strikers(4): Peter Crouch-Wayne Rooney-Dean Ashton-Michael Owen Well, there are quite a few players I've left out: Michael Carrick, Joey Barton, Micah Richards, Scott Carson, Theo Walcott, Nigel Reo-Coker, Anton Ferdinand, David Beckham, Jonathan Woodgate, Luke Young, Jimmy Bullard, Leighton Baines, Andrew Johnson, Darren Bent, Leon Osman, Alan Smith, Kieran Richardson, Ledly King, Jermaine Jenas, Jermain Defoe, Danny Murphy, Marlon Harewood, Gary Cahill, Gabriel Agbonlahor, David Bentley, Michael Tonge, Paul Konchesky n so on. Well, McClaren has a difficult job!

UK Pension with Worldwide Index Funds

UK Pension Filter: Is there a pension out there which will allow me to invest in the SSE Index, BSE Index and the Nasdaq/Dow Jones/S&P500 indexes? I want to move my pension away from one which is based on a fund managed by a company which charges me over 1% a year. I would like to have a pension with minimum fees (such as a SIPP) which allows me to move my pension across from my previous provider. I would then like to buy Index Funds such as the SSE, BSE and NASDAQ/Dow Jones/S&P500. I do not intend to pay any more into the pension for the foreseeable future, so monthly paying in fees do not concern me at this time. I have looked at the Hargreaves Lansdown Vantage SIPP but they only offer stocks from the UK or USA. Does anyone know of a UK based pension which allows purchase of worldwide stocks through a SIPP with low fees? I would also like the pension to allow me to start withdrawing it from the age of 55 if at all possible. Fur

Low Cost UK Pension

Does anyone know of or have a UK Pension which has low annual fees? I have a couple of stakeholder pensions which I would like to consolidate into one (total about £20k), they both have annual fees in the region of 1.5%. I would like that to be a lot less but am having trouble finding a pension with lower costs. Can anyone suggest any pensions in the UK which have low fees that preferably also relate to indexes like FTSE or international markets and don't involve costly fund managers? I am just under 30 and do not intend to fiddle with the pension once I get it set up. Any suggestions on what is available which won't cost me £100s in fees each year and thousands over the decades I will be leaving it for? I did find the FSA website and it showed London Victoria pensions as being the cheapest to run. Their website wasn't very informative but I will be getting in touch with them to get further information. I was hoping for some alternatives or further sugg

Church bloopers?

The following are actual church bulletin board bloopers found in churches across the United States. 11. "Next Sunday Mrs. Vinson will be soloist for the morning service. The pastor will then speak on 'It's a Terrible Experience'." 12. "Due to the Rector's illness, Wednesday's healing services will be discontinued until further notice." 13. "Weight Watchers will meet at 7 PM. Please use large double door at the side entrance." 14. "Remember in prayer the many who are sick of our church and community." 15. "The eighth graders will be presenting Shakespeare's Hamlet in the church basement on Friday at 7 PM. The congregation is invited to attend this tragedy." 16. On a church bulletin during the minister's illness: "God is good - Dr. Hargreaves is better." 17. A new loudspeaker system has been installed in the church. It was given by one of our members in honor of his wife.

What can a scammer do with just my name?

So I posted a work wanted label on craigslist about computer repair. I got an e-mail from someone named Ravel Hargreaves (probably fake) who said this:\ "A computer technician who specializes in repair and trained in general hardware structure is needed for service, kindly let me know if you can repair in volumes." I e-mailed back saying: "What exactly is wrong with the computer(s). I will let you know if I can help with your problems. Also, PC's only please! Thanks" Then I got an e-mail back saying: "Hello, There are thousands of choices but very few are trustworthy and effective.I have 6 Pentium IV HP laptops,Below is a list of work needed to be done on each PC. 1 Format Hard Drive 2 Install Windows 7 with Service Pack 1 3 Install Microsoft Office Package 4 Norton Virus Software 5 Adobe Acrobat Reader 6 Diagnose Hardware. Hard drive, Video Card, Processor. If you can do what I've listed then you are assured to get the job.I have all necessary software and license key neede

Stocks and shares ISA vs regular share account: what's the difference?

I'm looking to invest 1000 GBP in shares. I expect the profits to not reach the threshold for capital gains tax. Do I need to sign up to a Stocks and shares ISA in order to not pay tax? I'm looking to invest about 1000 GBP in shares. I currently have no ISA savings account. I've been looking at various websites and Hargreaves Lansdown seems to be quite popular. They offer two accounts I'm interested in 1. Stocks and shares ISA - 0.5% annual fee 2. Fund & share account - 0% annual fee Both accounts charge 12 GBP per transaction. The benefit of the first account is that you pay no capital gains tax on any profits. Capital gains tax applies to any profit over 10,600 GBP from selling shares (and other assets). However, since I am only investing 1000 GBP, I don't expect to make 10,600 GBP profit. I'd be very happy with 10%! So if I only make, say 100 GBP profit over the year, is it better to just sign up for the regular fund & share

When was the last study that had climate sensitivity higher than the IPCC?

We know that the IPCC climate sensitivity estimate (for a doubling of CO2) is between 2°C and 4.5°C, with the most probable being 3°C of warming (IPCC AR4 2007). And these figures are essentially unchanged since the 1979 Charney report. Here is another new study on climate sensitivity: "When researchers instead calculate a probability interval of what will occur, including observations and data up to 2010, they determine with 90% probability that global warming from a doubling of CO2 concentration would lie between 1.2°C and 2.9°C". and " estimate of 1.9°C as the most likely level of warming." I have read about many climate sensitivity studies recently and almost all (or all??) have estimates lower than 3C. As a matter of fact, many have estimates lower than the IPCC lower bound of 2C, like this new one. Yet, the next IPCC AR5 appears it will continue to maintain the climate sensitivity figures as stated in the second order d